Kay Johnson

NMLS # 1647924

206-451-4024

kay@blgloans.com

Kay Johnson Loan Officer

Blog

How A Bridge Loan Can Help You Build a New Home

How A Bridge Loan Can Help You Build a New Home

In today’s housing market with sparse inventory, many people are opting for new builds or even to build their own custom homes.  If you’re interested in building on a piece of property but unsure how to afford the cost until you sell your current home, a

Sep 13, 2022 | Purchasing a Home

Weekly Rate Update for September 9, 2022

Weekly Rate Update for September 9, 2022

Here are the weekly rates as of September 9, 2022:   30 Year Fixed Conforming: 5.500% (5.609% APR) 15 Year Fixed Conforming: 4.875% (5.051% APR) 7/6 Jumbo ARM: 5.375% (4.940% APR) 30 Year Fixed Jumbo: 5.500% (5.641% APR) For the rate sheet PDF, clic

Sep 09, 2022 | Interest Rates Fixed Rate Mortgages Adjustable Rate Mortgages Mortgages Jumbo Loans

What is the Difference Between Conventional and FHA Appraisals?

What is the Difference Between Conventional and FHA Appraisals?

A home appraisal is an essential part of buying a home and getting mortgage financing. An appraisal determines the current market value of the property and helps lenders determine if the amount of money they are lending you for the sale is appropriate. If

Sep 08, 2022 | Purchasing a Home

Buying a Vacation Home: A Quick Guide

Buying a Vacation Home: A Quick Guide

Having a second home for weekend or summer escapes is a priority for many Americans. If you’re interested in buying a vacation home, here’s a quick guide to the essential steps: Determine If You are Buying a Second Home or a Rental Property Many people re

Sep 06, 2022 | Purchasing a Home

Weekly Rate Update for September 2, 2022

Weekly Rate Update for September 2, 2022

Here are the weekly rates as of September 2, 2022: 30 Year Fixed Conforming: 5.500% (5.606% APR) 15 Year Fixed Conforming: 4.875% (5.052% APR) 7/6 Jumbo ARM: 5.375% (4.940% APR) 30 Year Fixed Jumbo: 5.250% (5.388% APR) For the rate sheet PDF, click

Sep 03, 2022 | Interest Rates Fixed Rate Mortgages Adjustable Rate Mortgages Mortgage Jumbo Loans

Applying for a VA Loan: What is a Statement of Service?

Applying for a VA Loan: What is a Statement of Service?

If you are an active-duty or retired military service member applying for a home loan through the Department of Veteran Affairs, one of the first things you will need to obtain is a statement of service. Here’s what that means and how to get it: Statement

Sep 01, 2022 | VA Loans